Group Insurance


Employee Benefits Protection

  •  Term Life Insurance
    Provide life insurance and accident protection for your employees. In the unfortunate event of death, beneficiary of the employee will receive a lump-sum payment as pension. With such peace of mind, your employees are more dedicated to contribute to your company. Only insured employees can enjoy this 24-hour, global protection.
  •  Accidental Death and Disability Insurance
    The benefit is payable in the event of death or serious injury of an employee as a result of accident.
  •  Hospitalization and Medical Protection
    Offer worldwide hospitalization protection to employees; whether it’s caused by sickness or accident, within or outside of Macau. With this protection, your employees don't need to worry about any possible substantial medical expenses that may incur and therefore,enjoy working with your company.


Room and board Image Room and board
Hospital services image Hospital services
Doctor imageDoctor’s visit
Surgery imageSurgeon’s fee

Optional Coverage

  • Hospitalization major medical


  •  Outpatient Protection


General clinics imageGeneral consultation
Specialist clinics imageSpecialist consultation
Chinese herbalist imageChinese herbalist general consultation
X-ray imageX-ray and laboratory tests



Product Value Added
  • 24-hour worldwide emergency assistance service, provided by Inter Partner Assistance Hong Kong Limited (IPA)

    Hotline: 28619211

  • Hotline inquiry service: offers medical, travel and legal advices
  • Dispatch of essential medication and medical evacuation service
  • Transportation of the patient to suitable medical facility
  • Repatriation after treatment
  • Compassionate visit
  • Return of children
  • Funeral arrangement
  • Deposit guaranteeing of medical expenses


The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. For complete details please refer to the actual policy or the relevant product or services agreement.