Group Insurance

Employee Benefits Protection

•  Term Life Insurance
  Provide life insurance and accident protection for your employees. In the unfortunate event of death, beneficiary of the employee will receive a lump-sum payment as pension. With such peace of mind, your employees are more dedicated to contribute to your company. Only insured employees can enjoy this 24-hour, global protection.
   
•  Accidental Death and Disability Insurance
  The benefit is payable in the event of death or serious injury of an employee as a result of accident.
   
•  Hospitalization and Medical Protection
  Offer worldwide hospitalization protection to employees; whether it’s caused by sickness or accident, within or outside of Macau. With this protection, your employees don't need to worry about any possible substantial medical expenses that may incur and therefore,enjoy working with your company.

Coverage

Room and board

Hospital services

Doctor’s visit

Surgeon’s fee

Optional Coverage

• Hospitalization major medical

•  Outpatient Protection

Coverage

General consultation

Specialist consultation

Chinese herbalist general consultation

X-ray and laboratory tests

Product Value Added

• 24-hour worldwide emergency assistance service, provided by Inter Partner Assistance Hong Kong Limited (IPA)

  Hotline: 28619211

• Hotline inquiry service: offers medical, travel and legal advices
• Dispatch of essential medication and medical evacuation service
• Transportation of the patient to suitable medical facility
• Repatriation after treatment
• Compassionate visit
• Return of children
• Funeral arrangement
• Deposit guaranteeing of medical expenses

Disclaimer:

The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. For complete details please refer to the actual policy or the relevant product or services agreement.